Need an appraisal in Hampstead or Pender County?
Here are the top seven reasons why NC homeowners order from Accurate Appraisals of North Carolina:
Need help determining the value of your house in or near Hampstead, NC?
We at Accurate Appraisals of North Carolina understand the individual needs of a homeowner after appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Accurate Appraisals of North Carolina will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.
PMI Removal Appraisals
A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Accurate Appraisals of North Carolina is veterans in helping clients just like you remove unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Accurate Appraisals of North Carolina is your #1 weapon.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Accurate Appraisals of North Carolina can provide you with an expert appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Accurate Appraisals of North Carolina offers field reviews where we go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.