Appraisal Services for Homeowners

Not Just for Banks — Appraisals That Work for You

Many people think appraisals are only for mortgage lenders — but homeowners often need an independent, professional opinion of value for a variety of personal and financial reasons. At Accurate Appraisals of North Carolina, we offer appraisal services directly to homeowners, with no lender involvement.

When Might You Need an Appraisal?

We provide certified appraisals for situations such as:

  • Pre-listing or FSBO (For Sale By Owner): Price your home accurately before putting it on the market

  • Property tax appeal: Challenge an unfair property tax assessment

  • PMI removal: Prove that your equity exceeds 20%

  • Cash purchase: Ensure you're paying a fair price

  • Estate Planning or estate settlement: Get an objective value for legal or financial distribution

  • Home improvements: Understand how renovations have affected your home’s value

  • Market trends: Track your home's value over time

Benefits of a Homeowner-Focused Appraisal

  • Objective and unbiased

  • Confidential — no third parties involved

  • Expert analysis from a local certified appraiser

  • Detailed report tailored to your specific needs

How to Prepare for a Home Appraisal?

A little preparation can go a long way in ensuring your appraisal is accurate and smooth. Follow these simple steps to help your appraiser complete a thorough and efficient inspection.

photo of brown painted house
photo of brown painted house
Clean and declutter

Your home doesn’t need to be perfect, but a tidy space helps the appraiser move easily through the home and shows that the property is cared for.

white house under maple trees
white house under maple trees
Unlock all areas

Ensure access to all rooms, garages, attics, and crawlspaces.

white wooden house during daytime
white wooden house during daytime
white and black building during daytime
white and black building during daytime
Secure pets:

Keep pets leashed, crated, or off-site during the appointment.

Replace any burned-out lightbulbs

Especially in hard-to-reach areas or stairwells.

white wooden house during daytime
white wooden house during daytime
white and black building during daytime
white and black building during daytime
Check for safety issues

nstall smoke and carbon monoxide detectors (required in most appraisals).

Make a list of updates

Note any recent upgrades, such as a new roof, HVAC system, kitchen remodel, or flooring.

What to Do Before the Appraiser Arrives?

Helpful Information to Provide

  • A list of recent improvements, with dates and approximate costs

  • A copy of your previous appraisal, if available

  • HOA details, if applicable

  • Access instructions for any outbuildings or detached structures

Exterior Checklist

  • Mow the lawn

  • Trim overgrown bushes

  • Remove clutter or debris from around the home

  • Ensure easy access to all sides of the house and any outbuildings

How Long Does It Take?

Most property inspections take 30–60 minutes, depending on the size and complexity of the home.

Questions?

We’re happy to help you get ready. Contact us if you’re unsure about anything or want to confirm what the appraiser will need to see.

📧 Email: info@accurateappraisalsofnc.com.